What do you mean by 'Mortgage sum'?

We ask you to indicate the amount of the mortgage as a risk assessment for the seller. It may be, for example, that by using your own (savings) money you will need to borrow less from the bank. A lower financial reserve is therefore advantageous for a seller, because the chance that the sale will be cancelled later is then smaller. 

Please note that it is essential to be checked up front whenever you consider lowering your mortgage sum. If you fail to obtain the correct mortgage sum in time, you may risk a 10% penalty!

For example, do you want to offer €400.000, but you only need a mortgage of €300.000 because you can finance the other €100.000 in another way. Then enter €300.000 in the field  Mortgage amount.

Whenever in doubt, please consult a mortgage advisor!

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